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money psychology

investing

+6

Do You Really Need 6 Months in Cash?

Aug 21, 2026

•

4 min read

Do You Really Need 6 Months in Cash?

The better question is how long your household could keep running before you had to touch long-term investments.

Rashmi Nigam
Rashmi Nigam

investing

+6

Who knows how your financial life works?

Aug 14, 2026

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5 min read

Who knows how your financial life works?

Your spouse, sibling, child or close friend may someday have to step in. How much do they actually know?

Rashmi Nigam
Rashmi Nigam

investing

+6

The plan you made in January may not fit anymore

Aug 7, 2026

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4 min read

The plan you made in January may not fit anymore

When costs change, your financial plan changes too. Here is how to adjust without giving up what you are building.

Rashmi Nigam
Rashmi Nigam

investing

+6

Before You Plan Your Third Act, Choose Your Freedom

Jul 31, 2026

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4 min read

Before You Plan Your Third Act, Choose Your Freedom

A simple buy box for deciding which jobs, investments and opportunities actually fit the life you want now.

Rashmi Nigam
Rashmi Nigam

investing

+6

The Second College Bill

Jul 24, 2026

•

4 min read

The Second College Bill

Tuition, housing, and the meal plan are paid. The rest arrives one flight, club fee, and Uber ride at a time.

Rashmi Nigam
Rashmi Nigam

investing

+6

I asked my daughter what we should've explained better before college

Jul 17, 2026

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5 min read

I asked my daughter what we should've explained better before college

Her answers became the college guide I wish we'd had a year ago.

Rashmi Nigam
Rashmi Nigam

investing

+6

The Second Paycheck

Jul 10, 2026

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5 min read

The Second Paycheck

One paycheck pays today's bills. The other protects tomorrow's choices.

Rashmi Nigam
Rashmi Nigam

investing

+6

I've spent my whole life chasing freedom without calling it that

Jul 6, 2026

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5 min read

I've spent my whole life chasing freedom without calling it that

I wasn't trying to build wealth. I was trying to build a future version of myself who had choices.

Rashmi Nigam
Rashmi Nigam

investing

+6

My Dad Taught Me How to Keep Money. I Had to Learn How to Grow It.

Jun 29, 2026

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4 min read

My Dad Taught Me How to Keep Money. I Had to Learn How to Grow It.

For years, I wondered what my father had taught me about money — and what he hadn't. Last week, I asked.

Rashmi Nigam
Rashmi Nigam

investing

+6

The Financial Gift Fathers Don't Know They're Giving

Jun 19, 2026

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5 min read

The Financial Gift Fathers Don't Know They're Giving

It didn't start with investing. It started with paperwork.

Rashmi Nigam
Rashmi Nigam

investing

+6

Will I have enough?

Jun 12, 2026

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5 min read

Will I have enough?

Sometimes the answer is more money. Sometimes the answer is better information.

Rashmi Nigam
Rashmi Nigam

investing

+6

Somehow, I Became The Financial Adult For Three Generations

Jun 5, 2026

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4 min read

Somehow, I Became The Financial Adult For Three Generations

I don't remember volunteering for it.

Rashmi Nigam
Rashmi Nigam

investing

+6

The Investment Strategy That Wins by Not Trying to Win

May 29, 2026

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4 min read

The Investment Strategy That Wins by Not Trying to Win

Index funds aren't exciting. That's the whole point.

Rashmi Nigam
Rashmi Nigam

investing

+6

The most expensive version of panic

May 22, 2026

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4 min read

The most expensive version of panic

It's not the sell-off. It's the stay-off. Here's how to get back in and build a structure that holds.

Rashmi Nigam
Rashmi Nigam

investing

+6

Your Nervous System Is Not a Financial Advisor

May 15, 2026

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4 min read

Your Nervous System Is Not a Financial Advisor

Fear is a normal reaction. But it can be an extraordinarily expensive one.

Rashmi Nigam
Rashmi Nigam

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